Baccarat 2020

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Rules and Gameplay

Baccarat 2020, presented by iSoftBet, retains the classic elegance of the baccarat game with a digital interface. Players choose to place their bets on either the ‘Player’, ‘Banker’, or a ‘Tie’. Each hand starts with two cards, with a potential third card drawn under specific conditions dictated by the baccarat rules. The game aims to predict which hand will score closest to nine points. The simplicity and speed of the game make it engaging for players seeking a straightforward and quick gaming session without complicated rules.

Bonus Features

While Baccarat 2020 does not offer traditional slot game bonuses like wilds or scatter symbols, its high Return to Player (RTP) rate of 98.76% serves as its main feature, appealing to players interested in high-payout card games. Here are the key points:

  • High RTP rate enhances winning potential over the long term.
  • No complex bonus features, making it ideal for new players or purists who prefer traditional gameplay.


The game utilizes the classic card deck symbols which directly influence gameplay outcomes:

  • Number cards (2-9) count as their face values.
  • Face cards (J, Q, K) and tens (10) are valued at zero.
  • Ace cards are valued at one point.


The payout table for Baccarat 2020 mirrors the traditional payout structure of classic baccarat games, which is known for its simplicity and player-favorable odds:

Bet Option Payout Ratio
Player’s Hand Wins 1:1
Banker’s Hand Wins 0.95:1 (5% commission on win)
Tie 8:1


As Baccarat is not a slot game, it does not incorporate paylines. Wins are determined by the card values and betting outcomes between the Player’s and Banker’s hands.

Pros & Cons

Pros Cons
High RTP of 98.76% Limited availability in casinos
Simple gameplay suitable for beginners No progressive jackpot
Minimum bet as low as $0.10 allows for low-risk play No bonus features or free spins

Minimum and Maximum Bet

The game accommodates a variety of betting preferences with a minimum bet of $0.10 and a maximum bet of $100. This range allows both casual players and high rollers to enjoy the game at their comfort levels, providing flexibility in bankroll management.

Game Jackpot

Baccarat 2020 does not feature a traditional slot game jackpot. However, the maximum payout is 8 times the bet placed.

About Provider

iSoftBet is a renowned game provider known for its robust and appealing online casino games. Since its inception, iSoftBet has focused on creating games that are not only engaging but also adhere to the highest standards of regulatory compliance. They specialize in both slots and table games, offering a wide range of gaming experiences to players across different jurisdictions.

How To Play

  • Start by selecting an online casino that features Baccarat 2020 from iSoftBet.
  • Place your bets on one of three possible outcomes: Player’s hand wins, Banker’s hand wins, or a Tie.
  • Two cards are dealt to both the Player and the Banker. If necessary, a third card may be dealt following standard Baccarat rules.
  • The hand closest to a total of 9 wins. Tens and face cards count as zero, while aces count as one.
  • Collect your winnings based on the outcome. Bets on the Player pay even money, bets on the Banker pay 95% of the bet due to a 5% commission, and Tie bets pay 8:1.


Baccarat 2020 by iSoftBet offers a classic casino card game experience with a high return to player ratio, making it an attractive option for both new and experienced players. Although it lacks intricate bonus features and a large jackpot, its straightforward mechanics and high payout potential make it a worthy addition to any casino game portfolio. This game is especially suited for those who appreciate the essence of traditional Baccarat without the distractions of complex side bets or progressive jackpots.